Welcome To Lucero Benefits Services

We are here to assist you with your benefit needs. From Medicare, Individual Medical Insurance, and Individual Dental Plans.

We are also here to assist in your Life Insurance and Retirement Income planning.


Schedule a FREE Zoom Video Call

Save up to 15% online - book an online or in-person consultation today.


Medicare Enrollment Help

Free consultations - get help today! Live phone call or in-person meeting*.

Find a Medicare Plan

Need Help? Call Us at 951-807-3332

What We Specialize In

We are taking the Covid-19 Pandemic extremely seriously. Lucero Benefits Services is offering online consultation with use of Zoom Cloud Meetings and Face Time. Contact us if you would like an online consultation.

Manage Your Retirement

If you are already saving, whether for retirement or another goal, keep going! You know that saving is a rewarding habit. If you’re not saving, it’s time to get started. Start small if you have to and try to increase the amount you save each month. The sooner you start saving, the more time your money has to grow (see the chart below). Make saving for retirement a priority. Devise a plan, stick to it, and set goals. Remember, it’s never too early or too late to start saving.
  • Start saving and keep saving
  • Know your retirement needs
  • Consider basic investment principles
  • Learn about your employer’s pension plan

Our Top Insurance Topics By Category


Medicare Supplements

  • What is the best Medicare plan in California?
  • Get the coverage you need.
  • “Medigap” = Medicare Supplement Insurance
  • Is Medigap right for you?

Medicare Advantage

  • Health Maintenance Organization Plans
  • Preferred Provider Organization (PPO) Plans
  • Private Fee-for-Service (PFFS) Plans
  • Special Needs Plans (SNPs)

Why Choose Us

  • 10+ years of experience
  • We do a comprehensive review for you
  • Everyone has different insurance needs
  • Know exactly what they are saying Yes to

How Much Life Insurance Do I Need?

Life insurance falls into two different categories—whole and term. Some provide you with a cash value, taking the premiums you pay and investing them into the market, while others only pay out if you die within a certain time period. Some policies allow you to renew your coverage after a certain expiry date, while others require a medical exam. Need Help?

Our Clients Rate Us


An article was recently published about the Best Insurance Agencies in Moreno Valley and Lucero Benefits Services was included as one of the best.