Medicare and You Video Series

Medicare Open Enrollment

I’ve got some important information to share with you about Medicare Open Enrollment.

Did you know that Medicare health and drug plans can make changes each year? Things like cost, coverage, and which providers and pharmacies are in their networks can change.

Understanding Medicare Enrollment Periods

Some people get Medicare automatically, meaning they don’t have to do anything to sign up for it.
If you’re already getting benefits from Social Security or the Railroad Retirement Board you’ll automatically get Medicare Part A and Part B starting the first day of the month you turn 65.

If you’re under 65 and disabled, you’ll automatically get Part A and Part B after you get disability benefits from Social Security for 24 months.

Deciding to Sign Up for Medicare Part B

Part B covers things like doctor visits, preventive services, outpatient care, durable medical equipment, and more. But keeping Part B is your choice, and while it’s important to have the kind of coverage that Part B offers, there may be times where you don’t need to sign up right away.

Deciding whether to keep Part B depends on your situation.

Different Parts Of Medicare

Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).

There are 4 parts of Medicare – Medicare Part A, B, C, and D.

Look Out for Enrollment Fraud

Selecting a Medicare Advantage and/or prescription drug plan can be challenging.

There are many options for you to consider to find a plan that meets your medical needs and your budget.

Complicating matters, there are some dishonest brokers who don’t have your best interests at heart.

Videos courtesy of
Gilbert Lucero
Gilbert Lucero
Accomplished Insurance Broker, Beloved Husband, Father, and Grandfather.

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Medicare FAQ’s

Q: Can my dependent spouse be on my Medicare plan?

Q: Can I keep my employer coverage?

Q: Do I need to enroll in Part “A” and Part “B” of Medicare?

Q: Can I keep all my same doctors when I’m on Medicare?